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Creating and Managing Cards

Overview

UQPAY Card Issuing allows businesses to create and manage virtual and physical Visa/Mastercard cards for corporate expenses, employee spending, and vendor payments.

Card Types

Type

Description

Best For

Virtual Card

Instant digital card for online use

Online subscriptions, ad spend, SaaS tools

Physical Card

Printed card for in-store and ATM use

Employee expenses, travel, POS payments

Corporate Card

Company-level card with spending controls

Department budgets, corporate procurement

Creating a New Card

  1. Log in to your UQPAY dashboard and go to Card Issuing.

  2. Click Create Card.

  3. Select the card type (Virtual/Physical/Corporate).

  4. Configure card settings:

    • Cardholder name

    • Spending limit (per transaction / daily / monthly)

    • Currency

    • Expiry period

  5. Review and confirm. Virtual cards are available instantly; physical cards will be shipped.

Managing Your Cards

View Card Details

Go to Card Issuing → My Cards to view all active cards, balances, and transaction history.

Top Up / Load Funds

Select a card and click Top Up to add funds from your UQPAY balance.

Freeze / Unfreeze

Temporarily freeze a card to prevent unauthorized use. Unfreeze at any time to resume spending.

Set Spending Limits

Adjust per-transaction, daily, or monthly limits at any time from the card settings page.

Cancel a Card

Cards can be permanently cancelled from the management page. Any remaining balance will be returned to your UQPAY account. This action cannot be undone.

Security Tips

  • Never share card details via email or messaging apps.

  • Use virtual cards for online transactions to limit exposure.

  • Set appropriate spending limits for each card.

  • Freeze cards immediately if you suspect unauthorized use.

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