Overview
UQPAY Card Issuing allows businesses to create and manage virtual and physical Visa/Mastercard cards for corporate expenses, employee spending, and vendor payments.
Card Types
Type | Description | Best For |
Virtual Card | Instant digital card for online use | Online subscriptions, ad spend, SaaS tools |
Physical Card | Printed card for in-store and ATM use | Employee expenses, travel, POS payments |
Corporate Card | Company-level card with spending controls | Department budgets, corporate procurement |
Creating a New Card
Log in to your UQPAY dashboard and go to Card Issuing.
Click Create Card.
Select the card type (Virtual/Physical/Corporate).
Configure card settings:
Cardholder name
Spending limit (per transaction / daily / monthly)
Currency
Expiry period
Review and confirm. Virtual cards are available instantly; physical cards will be shipped.
Managing Your Cards
View Card Details
Go to Card Issuing → My Cards to view all active cards, balances, and transaction history.
Top Up / Load Funds
Select a card and click Top Up to add funds from your UQPAY balance.
Freeze / Unfreeze
Temporarily freeze a card to prevent unauthorized use. Unfreeze at any time to resume spending.
Set Spending Limits
Adjust per-transaction, daily, or monthly limits at any time from the card settings page.
Cancel a Card
Cards can be permanently cancelled from the management page. Any remaining balance will be returned to your UQPAY account. This action cannot be undone.
Security Tips
Never share card details via email or messaging apps.
Use virtual cards for online transactions to limit exposure.
Set appropriate spending limits for each card.
Freeze cards immediately if you suspect unauthorized use.
